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Considerations When Naming a Health Care Surrogate
What would happen if you got into an accident and couldn't decide what health procedures would make you well? Would you want a personal representative to make those decisions for you? You appoint a surrogate to make the health care decisions on your behalf in the event that you are unable to make the ... Read more

Who Needs a Revocable Living Trust?
The average consumer often confuses the terms “living will” and “living trust.” These two estate planning tools could not be more different. A living will states your healthcare wishes and takes effect if you are incapacitated. A living trust is a way to transfer your assets after your death. ... Read more

Interpreting the Language of a Power of Attorney
When you create a power of attorney (POA), you, the principal, give another person, known as an agent or "attorney in fact," the authority to act as your representative in legal and business matters. Once the POA is effective, your agent must obey your written wishes and has no leeway decide what you ... Read more

Powers of Attorney: Dealing with Asset Accounts
A power of attorney is a document stating that a person has designated another person as his or her agent. Often the goal is for the agent to be able to access asset accounts such as bank accounts, 401 or IRA accounts or other assets. The most popular form of a power of attorney is the durable power ... Read more

The Rights and Responsibilities of an Agent
A power of attorney (POA) authorizes an individual to take certain actions on behalf of someone else. POAs sometimes relate to healthcare choices, but they often address personal business dealings. The person granting the authorization is typically referred to as the principal. The individual acting ... Read more

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How to get mom out of nursing home?

Q: My mom was placed in a nursing home by a nephew who has power of attorney over her. She has been in the nursing home for 7 years and 7 months. I have been a personal care professional for 20 ye ... Read more

Is it illegal to make changes to a bank account of a person with Dementia/Alzheimer's?

Q: How does victim proceed? For years, a lady had her only living relative listed as ITF (beneficiary) on her bank account. Now the lady has dementia. A distant friend filed for Conservatorship say ... Read more

What Should Financial Advisors Do To Better Protect Elderly Investors?

According to FINRA’s estimates, the elderly lose approximately $ 2.9 billion every year due to fraud. To protect vulnerable elderly investors from financial abuse, FINRA had approved a rule in 2 ... Read more

Brother with DPOA will not tell me where my Mother is.

Q: Brother and Mother live in Allegheny County, and I am in Wheeling. Mother signed a General Durable Power of Attorney over to my brother. Mother was in an Independent Living Facility, but after a ... Read more

Do I have to pay mom's money back to a nursing home?

Q: My mom paid off my car and then went into the nursing home. The deal was, a few years later would I have to pay that amount to the nursing home. My mom is getting very forgetful if she gave me m ... Read more

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